Revolut reported a record net profit of €1.5 billion last year, a 65% increase compared to €936 million in 2024, according to a report published today.
Driven by rising revenue, a growing customer base, and strong profitability, a decade after its launch, Revolut has achieved record profitability, consolidating its global reach as it moves toward its goal of becoming a global bank.
In the information released today, the company stated that it aims to strengthen its position in Portugal, with the clear ambition of becoming the main banking partner for its more than 2.3 million customers, and that it is “on track” to surpass 2.5 million users in the country this year.
Regarding group results, the company explained that revenues reached €5.3 billion, an increase of 46%, driven by growth in the Revolut Business segment, which now accounts for 16% of total revenue.
Read more: Largest banks in Portugal with record profits earned €14 million per day in 2025
As for total customer balances, the company detailed that they increased by 66% to €57.5 billion.
The loan portfolio grew by 120% to €2.5 billion, mainly due to personal loans, credit cards, and an early-stage mortgage portfolio. This drove net interest income up by 23% to €1.1 billion.
The company also reported a record profit in 2025, with a pre-tax margin of 38%, three percentage points higher than in 2024. The bank added 16 million new customers worldwide, reaching a total of 68.3 million users by the end of 2025, a 30% increase. Revolut Business customers also grew by 33%, reaching 767,000. Total transaction volume surged 65% to €1.4 trillion.
According to the bank, the number of transactions per user increased by 24%, and Revolut Business accounted for €323 billion of the group’s total transaction volume.
Looking ahead to 2026, the company said it is accelerating the acquisition of banking licenses worldwide and has committed to investing €11.5 billion over the next five years to drive international growth and innovation.
According to the information released today, the target of reaching 100 million users by mid-2027 remains unchanged.
