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Portugal’s household savings rate falls to 12.1% in 2025

According to INE, Gross Disposable Income (GDI) of households rose 1.3% in the fourth quarter of 2025 compared to the previous quarter

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The household savings rate fell to 12.1% of disposable income at the end of 2025, the National Institute of Statistics (INE) reported.

According to INE, Gross Disposable Income (GDI) of households rose 1.3% in the fourth quarter of 2025 compared to the previous quarter, with increases of 1.7% in wages received and 1.3% in Gross Value Added (GVA).

Read more: Portugal’s GDP per capita reaches 81% of EU average in 2025

“The growth in GDI, combined with a 1.4% increase in final consumption expenditure (1.6% in the previous quarter), resulted in a household savings rate of 12.1%, down 0.1 percentage points from the previous quarter,” the statistics office noted.

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